0% Finance is an excellent way to spread the cost of payments on your new bike.

We offer up to 36 months 0% Finance on qualifying full price bikes and we are now offering Classic Credit (15.9% APR) on sale bikes

6 to 36 MONTH PLANS

Please Note – 0% Finance is not available on sale, cycle scheme or discounted models unless otherwise stated.

We offer 6 months 0% finance on bikes £275 and up

We offer 12 months 0% finance on bikes £275 and up

We offer 18 months 0% finance on bikes of £500 and up

We offer 24 months 0% finance on bikes of £1000 and up

We offer 36 months 0% finance on bikes of £2000 and up

Classic Credit

We are now offering Classic Credit(15.9% APR) on sale bikes. This means you can take advantage of our excellent sale prices and spread the payments over 12, 24 or 36 months with a 10% deposit.

Examples of Classic Credit

Bike cost of £1000 with a 10% deposit of £1000 = £900 to pay over 24 months @ £43.57 per month. Total payable amount of £1145.68

Bike cost of £500 with a 10% deposit of £50 = £450 to pay over 36 months @ £15.57 per month. Total payable amount of £610.52

Examples of 0% Finance

Bike cost of £300 with a 10% deposit of £30 = £270 to pay over 6 months @ £45 per month

Bike cost of £450 with a 10% deposit of £45 = £405 to pay over 12 months @ £33.75 per month

Bike cost of £900 with a 10% deposit of £90 = £810 to pay over 18 months @ £45 per month

Bike cost of £1500 with a 10% deposit of £150 = £1350 to pay over 24 months @ £56.25 per month

Bike cost of £2000 with a 10% deposit of £200 = £1800 to pay over 36 months @ £50 per month


Examples with NO DEPOSIT

Bike cost of £500 with NO DEPOSIT = £500 to pay over 12 months @ £41.66 per month

Bike cost of £1200 with NO DEPOSIT = £1200 to pay over 18 months @ £66.66 per month

ELIGIBILITY

In order to apply for credit with V12 Finance you must:

• be at least 18 years of age and under 75 years of age

• be either: in full time employment (i.e. 16 hours, or more, per week); or self-employed; or retired and over 50 years of age;or in receipt of an invalidity or disability allowance

• be a UK resident

• be able to make repayments by direct debit provide your previous address if you have lived at your current address for less than 3 years

DELIVERY

Any bike purchased using finance must be delivered to the applicant’s home address. This is a legal requirement when a finance contract is in place – it helps protect customers from fraud and identity theft.

V12 RETAIL FINANCE

Our finance provider is V12 Retail Finance. V12 Retail Finance is the UK’s only specialist Retail Finance provider. Based in Cardiff, V12 has been offering Retail, Point of Sale and Interest Free Finance and for over 20 years, specialising in Online Finance for the past 10 years, through our long-term dedicated funding lines.

CONTACT

TEL: 02920 468900

EMAIL: customerservices@v12finance.com

ADDRESS:
V12 Retail Finance Limited
20 Neptune Court
Vanguard Way
Cardiff
CF24 5PJ

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